Do you need a fresh start? Are you tired of the phone calls? Worried about garnishment? Is your credit score falling? Are you laying awake at night? Your fresh start in bankruptcy fixes all that–and more! The purpose of bankruptcy is to help you. The legal shorthand...
Keep the Car In Chapter 7 Bankruptcy: What Are your Choices? When you file Chapter 7 bankruptcy, you are “in the drivers seat” with some choices on how to keep the car. One choice is to give it back. One choice is to give it back. Especially if you have a terrible...
The Small Print Says Your Credit Union Can Repossess Your Car If You Are Late on Your Credit Cards. When you get a car loan from a credit union, you sign in small print that they can repossess your car if you don’t pay your credit cards. (I have never seen a...
Before bankruptcy, sometimes you need to borrow money from Mom. You might want to borrow that money and put her on your car title. Now Congress made it illegal for me, a bankruptcy lawyer, to advise you to borrow money. But the Supreme Court said it’s legal...
“In bankruptcy, everything is upside down. Bad is good; good is bad.” I tell people that all the time. What does that mean? For the bankruptcy court to approve your bankruptcy, we have to show why you can’t afford to pay. It’s good for your...